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<font face='Arial' size='2' color='#000000'>

<FONT size=3>Come visit our new offices in Hot Springs Village. Personal Trust Assistant Becky Holt, President Bill Kerst, and Senior Vice President Julie Saul are pictured in front of the new location at 710 DeSoto Blvd., Suite G.</FONT>

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<nobr>|<a href="index.html">Welcome</A>|</nobr>

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<nobr>|<a href="gpage1.html">Officers </A>|</nobr>

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<nobr>|<a href="form.html">Personal Trust Survey</A>|</nobr>

<nobr>|<a href="form.html1.html">Investment Survey</A>|</nobr>

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<nobr>|Hot Springs Village|</nobr>

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<font face="helvetica,verdana, arial" size="1">2002-2003 Community First Trust Company</font>

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