Client First Culture

As Arkansas' first and only independent trust company, our approach from the beginning is our commitment to put clients first.

Financial Independence

We focus on simplifying the complex by offering expertise and guidance on your journey to financial success. 

Trust Services

Transparency and peace of mind are integral to any estate plan. Reach out today and find out how Community First Trust can assist. 


Community First Trust is HEART
Learn how we show HEART in our communities with our parent company, Farmers Bank & Trust!


View your account details online by logging in to the Client Portal. 


Need additional resources to help with financial planning? Check out our helpful Resource Center!


The Community First Trust team is experienced and committed to helping you. 

Arkansas' Independent Trust Company

We're proud to serve Arkansas. Find a Community First Trust location near you. 

"Community First Trust is the first independent trust company in the state of Arkansas. With our staff of highly experienced, research-oriented professionals, we are focused on providing the personal attention and solutions needed to help our clients develop their financial plan for the future."

- William Kerst, Jr. - CEO & Founder

“Farmers Bank & Trust is excited about the opportunity to expand our Trust and Wealth Management services through Community First Trust Company,” stated Farmers Bank & Trust Chief Executive Officer Chris Gosnell. “Trust customers of Farmers Bank and Community First Trust will all benefit from the combined resources of both companies.”

Connect With Us

We're on LinkedIn! Connect with us for updates about Community First Trust in Arkansas.

Get in Touch

We're always ready to help! Reach out to Community First Trust via email for assistance.

Fraud Alerts

Stay up to date on fraud alerts with our parent company, Farmers Bank & Trust. 

Fund Research

Use Morningstar within our Resource Center to research funds.